Metro Denver Home Buyers Guide
Buying a home shouldn't be a stressful and tiresome process. Let my experience and knowledge help you achieve your home buying goals. My services are free to you (I get paid by the seller), and I will give you up to 1/3 of my commission to help you pay for closing costs! Please call me with any questions you have. 303-564-4055
How the Realtor Home Buyer Rebate and Home Buying Process Work
Whether it’s your first home or your fifth, buying a home can be a huge undertaking, but it doesn’t have to be. With proper representation and planning, buying a home in Colorado will be an exciting and rewarding endeavor – rewarding in more ways than one when you take advantage of my cash back rebate incentive!
We were under a time constraint to get our home sold ASAP, in order to get into our new build, and Nathan made it happen!
Nathan is patient, honest and very trustworthy and we will definitely use his services again!
Frequently Asked Questions About Buying
I am ready to buy a home and get a cash back rebate, what is the process?
Call 303-564-4055 or click on one of the red buttons for a complimentary initial consultation to determine if my services are right for you.
Getting Qualified – Unless you are paying with cash, if you don’t already have a lender you are working with, you need to find one. I have several lenders that I work with and trust. I can recommend a few lenders who match your circumstances best. Which lender you should work with will depend on your credit score, what type of loan you want (FHA, conventional, VA, stated income, etc), and how much you want to put down for a down payment. This is something we will discuss during our initial consultation. Your lender will help you determine how much you can afford to spend on a home. Make sure that your lender is aware that I offer a cash back rebate.
Determining Your Wants and Needs – Now that you know how much home you can afford, you need to iron out your other criteria. I always encourage buyers to make two lists – The things you absolutely need and the things that you want to have. Often times, your wants and needs will change after we have looked at a few homes.
Touring Homes – Once you are qualified and know what you are looking for, we can start looking at homes! Initially we will look at all of the available homes that match your criteria. If you do not find a home you would like to make an offer on, don’t despair – new homes come on the market all the time. Now we will want to watch the market and as soon as a new home matching your criteria is listed we want to look at it as soon as possible. You can easily set the search features on this site to instantly send you a notification when new homes that match your criteria come on the market (of course if you don’t want to do this, I am happy to set up searches that will notify you)!
Making An Offer – When you find a home you would like to make an offer on, we will do several things. I will pull comps so that we know how much we should offer. I will prepare and explain the contracts we will use, then present your offer to and negotiate with the listing agent or seller.
Going Under Contract – Once your offer is accepted, I will deliver your earnest money and we are underway.
Inspections, Appraisals and Title – You will need to schedule an inspection, which I will accompany you on. After the inspection we will discuss the results and if necessary, I will complete a Inspection Objection which we will send to the seller. The Lender will schedule an appraisal to ensure that the property is worth what you are offering. The seller will order a title commitment for our review. I will keep you updated regarding the status of the inspection issues, the appraisal, and any other issues or items that need to be addressed.
Closing – I will attend closing with you. Here, we will sign all of the necessary documents to transfer the property, your loan will be funded and you will receive keys for you new home!
Cash Back Rebate – At closing, your cash back rebate will be applied towards your closing costs reducing the amount of money you need to bring to closing!
I want to tour a home, what can I do?
Call me at 303-564-4055 or click on one of the red buttons. Even if you haven’t been pre-qualified with a lender yet, I am happy to show you a home or two.
I’m not sure if I am ready to buy, can I look at a few homes to help me decide?
Yes. Call me at 303-564-4055 or click on a red button to get get started. Even if you haven’t been pre-qualified with a lender yet, I am happy to show you a home or two.
Do you ask me to sign a long term contract?
No. I write a clause into our contract stating that as long as we are not under contract on a property, you can terminate our contract with 24 hour written notice. If you are ever not happy with my services, you are certainly free to move on at any time.